Final Expense Insurance
EMPOWERING YOU TO SECURE YOUR FUTURE AND PROTECT WHAT MATTERS MOST
NO HEALTH EXAM REQUIRED
FIXED MONTHLY RATES THAT DON’T INCREASE
CONSISTENT BENEFITS THAT NEVER DECREASE
COVERAGE UP TO $50,000

Final Expense Explained
Final expense insurance is usually a Whole Life Insurance Policy that has a small death benefit to cover items that generally come when someone passes away. They are typically easier to get approved for and called Simplified Issued Life Insurance Policies.
They can also be Guaranteed Life Insurance Policies or Modified/Graded Life Insurance. Be aware of Guaranteed Issue, Modified or Graded Insurance as these will typically have a 2-year waiting period. This type of insurance may not be the best option for you.
The typical Face Amount of Death Benefit for this type of coverage ranges between $2,000 to $50,000.
Final Expense Insurance has a Death Benefit designed to cover expenses that usually occur at end of life, but can be used for anything at all as the beneficiary as the final say on what the money is used for.