The Secure & Guaranteed Retirement Account is the fastest-growing financial tool in the retirement industry. If you are nearing retirement or in retirement, chances are you cannot afford another market down-turn. These accounts are designed to eliminate market losses while allowing you to capture upside gains.

Six Reasons To Consider a Secure Retirement Account

Accumulate For Retirement

Potential to earn interest based on changes in an external index. You have the choice of several indexes and even some exclusive index options to grow your retirement income.

Protect Your Principal

Your account can earn interest based on an external index, but you’re not actually buying any stocks or shares of an index. This means the money in your account (your “principal”) is not at risk due to market losses. 

Grow Tax-Deferred

You don’t pay taxes on the interest your account earns until you take money out. This helps compound your interest, so the money in your account can accumulate faster.

Get Flexibility

Some Secure Retirement Accounts offer riders, many built into the product, to help you address specific needs. They also offer a variety of crediting methods and flexible options for receiving income.

Receive Guaranteed Income

A Secure Retirement Account is designed to provide a reliable stream of retirement income, either for a set period or for as long as you live. Some accounts even offer you the potential to get increasing income.

Leave A Legacy

Your Secure Retirement Account can pay your loved ones a death benefit if you pass away before you start taking scheduled annuity payments. (And, if properly structured, the death benefit is not subject to probate.)